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Get Affordable Cover & Premium Benefits THE SMART CHOICE FOR SMART TRAVELLERS

Travel far, travel wide, and set your worries aside. Before you depart on your trip, get comprehensive cover that travels with you. Benefits include emergency medical & dental, protection in the event of theft or loss of cash & travel documents, and trip cancellation benefits that cover the full value of your trip. Plus, you'll have access to our 24-hour assistance hotline, from anywhere in the world.

Top Reasons To Buy Why Do I Need Travel Insurance, Anyway?

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In a perfect world, you'd never need travel insurance. But you never know when something will disrupt your trip. There are countless situations when travel insurance could literally save the day. Here are just a few:

  • You are injured and hospitalized overseas
  • Your passport is stolen
  • A natural disaster strikes your destination
  • Illness forces you to cancel your trip
  • A labour strike keeps you stranded away from home

You never want to think these situations will happen to you, but if they do, you'll be glad you have travel insurance.

Limits, conditions and exclusions apply – please read the combined PDS / FSG for details.

Medical Claim Costs Avoid The High Cost of Medical Claims

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Overseas medical claims regularly amount to more than $10,000, and it’s not unusual for them to exceed $100,000. For a small fraction of that cost, you can inoculate yourself against those hefty costs. Emergency medical cover lets you:

  • Protect against astronomical medical bills.
  • Ensure that you receive the highest quality medical care.
  • Have a team of medical advocates monitoring your welfare.

Purchasing emergency medical cover is one of the smartest decisions you can make as a traveller. Don't wait until it's too late.

Limits, conditions and exclusions apply – please read the combined PDS / FSG for details.

  • How do I choose the right type of travel insurance?

    It depends on where you plan to travel, the overall cost of your trip, as well as the extent of cover you desire. If you're planning a luxury trip overseas, you'll likely want our premier policy. If you are travelling abroad on a more modest budget, the value policy may be best for you. If you need help deciding on the type of cover you need, call 1800 620 119.

  • Can I get cover if I have an existing medical condition?

    In many cases, yes, but it depends on your particular situation. Our policies automatically cover many existing medical conditions (please see the Combined FSG/PDS for details). Some of these are covered for free, and some may require an extra premium to be paid. In certain cases, we are able to issue a policy for people with existing conditions that excludes medical benefits. In this case, you will be covered for things such as trip cancellation, but you would not receive emergency medical benefits. For more information, please contact us at 1800 620 119.

  • When does my policy start?

    Your trip cancellation benefits start when your policy is issued. All other benefits, such as emergency medical and dental coverage, begin on the date of your departure (as listed on your policy).

  • What if I change my mind?

    If you decide you do not want your travel insurance policy, you have a 15 working day cooling off period during which you may return it. As long as you have not already travelled or made a claim on the policy, you will receive a full refund--no questions asked!